What Is TTD (Temporary Total Disability) in Minnesota Workers' Comp?
TTD is the weekly benefit you receive when a work injury keeps you from working at all. Here's how the rate is calculated and what the current minimums and maximums are.
Temporary Total Disability (TTD) is the weekly wage-replacement benefit in Minnesota workers' compensation for people who cannot work at all because of a work injury.
How TTD is calculated
Under Minn. Stat. § 176.101, subd. 1, your TTD weekly rate is:
Two-thirds (66⅔%) of your average weekly wage (AWW), subject to a statewide maximum and minimum.
- If two-thirds of your AWW is higher than the maximum, you receive the maximum.
- If two-thirds of your AWW is lower than the minimum, you receive the minimum (or your actual AWW, whichever is less).
- The maximum and minimum rates change every October 1, based on the Statewide Average Weekly Wage (SAWW) published by the Minnesota Department of Labor and Industry (DLI).
Example
If your AWW is $1,200 and your date of injury falls in the 2023-10-01 rate period:
- Two-thirds of $1,200 = $800
- The maximum for that period is $1,259.28
- $800 is below the maximum, so your TTD rate is $800 per week
If your AWW were much higher - say $2,500 - then two-thirds would be $1,666.67, which exceeds the max. You'd receive the maximum rate instead.
What you need to know
- Your date of injury determines which rate table applies. The DLI publishes updated rates each October 1.
- AWW is usually based on your wages in the 26 weeks before injury. Use the AWW calculator to estimate yours.
- TTD is not the same as TPD. If you can work but earn less because of your injury, that's Temporary Partial Disability (TPD), which uses a different formula.
- You can verify the insurer's numbers. Use the TTD calculator on this site. It uses the same DLI rate tables and produces a downloadable receipt showing exactly how the rate was calculated.
Frequently asked questions
How is my TTD rate calculated?
Your TTD rate is generally two-thirds (66⅔%) of your average weekly wage (AWW), subject to a statewide maximum and minimum that depend on your date of injury. See Minn. Stat. § 176.101, subd. 1 for the statutory formula.
What is the maximum TTD rate?
The maximum changes every October 1 based on the Statewide Average Weekly Wage published by the Minnesota Department of Labor and Industry (DLI). For the exact number for your date of injury, check the DLI rate table or use the TTD calculator on this site.
How long can I receive TTD?
TTD continues as long as you are temporarily and totally disabled from working due to your work injury, subject to statutory limitations. There are specific rules about when TTD can be discontinued under Minn. Stat. § 176.101.
Can the insurer stop my TTD payments?
Yes, but only under specific circumstances defined by statute, and they must follow proper notice procedures. If your TTD is discontinued and you believe it shouldn't have been, talk to an attorney.
Sources
- Minn. Stat. § 176.101, subd. 1 - TTD benefit calculation
- Minn. Stat. § 176.011, subd. 18 - AWW definition
- DLI workers' compensation rate information & SAWW - current rate tables
- MN DLI annual adjustments and rates PDF - source data used by this site's calculators